Whitepapers

ThreatMark Named a Leader in the Behavioral Biometrics in SPARK Matrix™ - ThreatMark

ThreatMark — Tue, 28 Jul 2026 23:00:00 GMT

Independent analyst recognition for behavioral biometrics and device intelligence.

Fraud has shifted from breaking in to being let in. Attackers manipulate genuine customers into authorizing payments themselves, and traditional authentication cannot see it. Detecting fraud now means reading behavior, device, and intent in real time.

QKS Group evaluated the behavioral biometrics and device intelligence market on technology excellence and customer impact. ThreatMark was named a Leader, recognized for its fraud disruption approach and a unified platform that combines behavioral biometrics, device intelligence, transaction monitoring, and threat intelligence.

Get the full report to see the complete vendor landscape and what it means for your fraud strategy.

The full SPARK Matrix™: Where the market's behavioral biometrics and device intelligence vendors landed across Leaders, Strong Contenders, and Aspirants.
Why ThreatMark leads: The analyst assessment of ThreatMark's strengths, from real-time fraud disruption to scam and authorized push payment detection.
What to demand from a platform: The capabilities QKS weighed most heavily, and the market shift toward continuous, signal-rich fraud intelligence.

Download your copy of the report

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The Liability Shift: Americas - ThreatMark

ThreatMark — Sun, 19 Jul 2026 23:00:00 GMT

Scam losses are moving onto banks — even when the customer authorized the payment.

Across the Americas, fraud is no longer driven by technical breaches. It’s driven by manipulation, and on real-time rails like Pix, Zelle, and Interac e-Transfer, the money is gone in seconds.

For now, most scam losses fall on the victim. But that’s changing fast.

This whitepaper maps where every major market stands on fraud and scam liability and where it’s heading next.

Where Liability Stands Now A country-by-country outlook across the US, Canada, Costa Rica, Brazil, Chile, and Argentina.A country-by-country outlook across the US, Canada, Costa Rica, Brazil, Chile, and Argentina.
Why the Ground Is Shifting: How manipulation, real-time payments, and industrialized fraud are rewriting decades-old liability rules.
What's Next: The five trends defining scam liability — and what banks must demonstrate to stay ahead.

Beyond eID - ThreatMark

ThreatMark — Fri, 13 Mar 2026 00:00:00 GMT

eID secures only the point of login, but scams unfold inside trusted sessions.

Across the Nordics, eID has become a foundation of digital banking. It delivers high-assurance identity, smooth customer journeys, and strong protection at the moment of login.

But fraud has moved.

This whitepaper covers the benefits of implementing Behavioral Intelligence in banking environments already utilizing eID.

What You Will Learn:

Where Fraud Succeeds: How scams bypass strong authentication and operate inside legitimate sessions.
Why Behavior Changes the Game: How in-sessions signals reveal manipulation that credentials cannot detect.
What Early Intervention Means: Why banks need visibility, before money moves.

Download Beyond eID

The PSD3 & Fraud Prevention Playbook - ThreatMark

ThreatMark — Mon, 02 Mar 2026 00:00:00 GMT

PSD3 and PSR will define the EU’s payment security landscape for the next decade. Adoption is expected in the first half of 2026—giving banks an 18-month window to comply.

The era of legacy fraud mitigation tools and transaction monitoring is ending. Under the new Payment Services Regulation (PSR), fraud liability is shifting. Banks will face stricter requirements for fraud reimbursement, stronger expectations for early intervention, and new mandates for interbank intelligence sharing.

This playbook translates the complex new legal requirements into practical steps for fraud fighters. It outlines how fraud strategies need to adapt to protect customers and limit liability.

What You Will Learn:

The Liability Shift: Understand the three specific scenarios where PSPs must now reimburse fraud victims in full—and where the burden of proof now lies.
Platform Liability: How banks can hold online platforms accountable for impersonation scams (where evidence can be provided).
Inbound Payment Risks: The new expectation for receiving banks is to assess risk and freeze funds before they exit the system.
Strategic Readiness: From "Agentic" fraud analysts to privacy-preserving data sharing, discover the technologies required to meet the 2026 standards.

Download the 2026 Readiness Guide

Fraud Disruption Ecosystem - ThreatMark

ThreatMark — Wed, 28 Jan 2026 00:00:00 GMT

Fraud is evolving at breakneck speed, powered by AI, organised crime, and new payment technologies. Our Fraud Disruption Whitepaper reveals why traditional, siloed defences are failing and introduces ThreatMark’s integrated approach that helps banks disrupt fraud at every stage of the attack lifecycle.

Learn how to move from reactive detection to proactive disruption, reduce losses, and build lasting customer trust.

Fraud has evolved into a high‑speed industry powered by AI and criminal coordination.
Taking down malicious infrastructure early cuts off attacks before customers ever see them.
Smart in‑app coaching gives customers the confidence to stop scams in the moment.
Behavioral signals reveal manipulation instantly, even when transactions look normal.
Shared intelligence turns isolated insights into a broader view of mule activity and emerging threats.

Disrupt fraud before it strikes. A New Paradigm For Fraud Prevention.

The Liability Shift: A Comprehensive Guide - ThreatMark

ThreatMark — Tue, 10 Jun 2025 23:00:00 GMT

The financial landscape is rapidly evolving, and with it, the challenges of fraud detection and prevention. The shift is fraud liability represents a significant change in the responsibilities and risks that banks face. Is your institution prepared to navigate this new terrain?

Gain a comprehensive understanding of the fraud liability shift and its implications for financial institutions
Explore how different regions and regulatory environments are responding to the shift in fraud liability
Keep up-to-date with the latest regulatory changes and industry standards

Download your copy of the Liability Shift Whitepaper

AI vs Fraud: The Future of Fraud Defense - ThreatMark

ThreatMark — Tue, 27 May 2025 23:00:00 GMT

In 2025, AI is not just a buzzword—it’s a battleground. While financial institutions are exploring AI to stay ahead of fraud, criminals are using the same tools to outmaneuver defenses faster than ever before. This whitepaper offers a deep dive into how AI is being weaponized by fraudsters—and how banks can use AI to fight back.

From voice cloning to polymorphic malware, the tools used by cybercriminals are evolving fast. But so are the defenses. This whitepaper is designed to help fraud fighters, CISOs, and banking leaders make informed, future-proof decisions about fraud prevention technology and strategy.

Download the full report to explore how AI can be your most powerful ally in the fight against financial crime.

Inside, you’ll learn:

How AI is amplifying scams, synthetic identity fraud, deepfakes, and phishing
Why traditional fraud detection is falling behind in the age of generative AI
What makes behavioral profiling and predictive analytics essential in 2025
Where regulators stand—from the EU’s AI Act to PSD3 and U.S. deregulation
Seven practical steps for implementing AI-powered fraud defenses at your institution

Turn the tables. Make AI your strongest defense Download now.

Scam Proofing the Future - ThreatMark

ThreatMark — Sat, 04 Jan 2025 00:00:00 GMT

As scams become more sophisticated, the challenges for financial institutions grow. From romance fraud to investment scams, the tactics used by fraudsters are constantly evolving. Is your institution prepared to combat these modern threats?

Discover the psychological manipulation tactics used in scams and how they exploit human behavior.
Learn from real-life victim stories that highlight the emotional and financial toll of modern scams.
Understand how emerging technologies, like AI and behavioral intelligence, are being used to detect and prevent scams.
Explore actionable steps your institution can take to improve scam detection and enhance customer protection.

Whitepapers

ThreatMark Named a Leader in the Behavioral Biometrics in SPARK Matrix™ - ThreatMark

Download your copy of the report

The Liability Shift: Americas - ThreatMark

Beyond eID - ThreatMark

Download Beyond eID

The PSD3 & Fraud Prevention Playbook - ThreatMark

Download the 2026 Readiness Guide

Fraud Disruption Ecosystem - ThreatMark

Disrupt fraud before it strikes. A New Paradigm For Fraud Prevention.

The Liability Shift: A Comprehensive Guide - ThreatMark

Download your copy of the Liability Shift Whitepaper

AI vs Fraud: The Future of Fraud Defense - ThreatMark

Turn the tables. Make AI your strongest defense Download now.

Scam Proofing the Future - ThreatMark

Download your copy of our latest whitepaper: Scam-Proofing the Future

Download your copy of our latest whitepaper:
Scam-Proofing the Future