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Payment Transaction Authorization

Traditional transaction monitoring systems analyze only limited payment-related data.

Leading to more false positives, even insignificant payments trigger alerts with these traditional systems as the payment-related data doesn’t align with the client’s spending patterns. ThreatMark offers a solution by providing detailed contextual information about the session, removing noise, and providing forensic-like data about every transaction to make the investigation most efficient.

Improve authorization
with contextual data.

Many transaction monitoring systems in use today focus solely on analyzing payment-related data. With numerous false positives from ineffective monitoring, the impact on bank staff to review these false results in heavy additional costs and time inefficiencies.

ThreatMark provides an additional layer of data that goes beyond payment-related data. Continuously verifying the user’s identity and intentions through behavioral biometrics, session parameters, transaction details, and other interactions across all digital channels, ThreatMark provids detailed information on user interactions and context by implementing deep behavior profiling.

This extensive dataset improves detection rates, soaring by 70%, while simultaneously slashing false positives by 90%.

Payment Authorization

Frequently Asked Questions

  • How does ThreatMark provide context for authorization?

    ThreatMark’s Behavioral Intelligence Platform provides an additional layer of detailed information on user interactions and context by implementing deep behavior profiling. This consists of:

    • Behavior biometrics (patterns in typing, mouse movements, touch events, and other interactions),
    • Typical spending & login routines (unusual amounts, frequency, location, time) and
    • Security checks (presence of financial malware, outdated browser, rooted phone).
  • What is continuous verification?

    Continuous authentication is a security method that involves continuously verifying the identity of a user through behavioral biometrics throughout their session. Unlike traditional authentication methods, such as passwords or biometric scans performed only at the initial login, continuous authentication continuously monitors various user signals to ensure that the user remains authenticated and authorized.

Traditional fraud prevention tools are no longer enough.

Speak with a ThreatMark Fraud Fighter to find out more about our comprehensive approach to fraud disruption.