Anti-Fraud Suite

Innovative, feature rich and modular Fraud Detection Solution for Digital Banking and Payments featuring behavioral profiling incl. behavioral biometrics, transaction risk analysis and threat detection in one machine learning based analytics engine.

Solution Overview

ThreatMark Anti-Fraud Suite (AFS) is the most advanced fraud detection solution, providing everything banks need to eliminate fraud across all digital channels. 

Our complete fraud prevention solution successfully tackles significant challenges of the financial services industry, constantly facing various forms of cyber crime, fraud, and regulatory challenges.

With flexible deployment options – ThreatMark AFS provides a complete protection of web & mobile banking applications while securing user’s most precious assets and safeguarding bank’s reputation.

 

Deep Behavior Profiling 

In the core of ThreatMark AFS is the deep learning based behavioral profiling engine. 

This AI-powered engine collects and analyzes hundreds of data points ranging widely across the session and device parameters, payments and transactions details to user specific behavioral biometrics.

This data allows AFS to create a completely trusted user profile. This profile gets strengthened every time the user logins and uses online banking application as they usually do. 

The trusted profiles enables ThreatMark AFS to precisely detect and identify all related anomalies, raise alerts and thus easily detect threats & prevent fraud. 

We built ThreatMark AFS to be prevent fraud as early as possible. Our layered security approach spans from early warning threat detection, user verification to transaction risk analysis. 

ThreatMark-AFS-Scope-Layers

Layered Fraud Prevention Approach

Layer 1 - Early Warning

Through Threat Detection components AFS is able to catch fraud in the early stages. 

Whether scammers use phishing, RAT, SIM swap, malware, webinjects or any other attack vector – ThreatMark AFS can detect and learn from it. 

Using adaptive threat detection technology & cybersecurity expertise ThreatMark AFS seamlessly protects users across all digital channels. 

Additionally, our own SOC team of  cybersecurity experts vigilantly survey the digital realm for ongoing threats. Their knowledge and expertise is embedded into our technological solution. 

Layer 2 - Know Your Users

With User Identity Verification, ThreatMark AFS allows banks to distinguish their legitimate users from fraudsters. 

ThreatMark’s trusted user profile – enriched with behavioral biometrics, various device and session data, build a complete picture of the user which cannot be spoiled by the fraudsters.

Our behavioral biometrics technology is also used to provide strong customer authentication element, inherence for the PSD2 regulation.

Thus enabling banks to provide seamless user experience without relying on other costly authentication methods. 

Layer 3 - Stop Fraudulent Payments

ThreatMark’s Transaction Risk Analysis uses AI/ML to analyze users’ transactions, spending behavior & associated risks. 

All payment anomalies and suspicion sequences, across all digital payment channels are captured, assessed and presented in ThreatMark’s feature rich analytical front end – AFS Panel. 

Built with a advanced Case Management system and reporting, ThreatMark AFS helps banks to be compliant with demanding security regulation such are PSD2 and SCA or industry’s 3D Secure 2.x

 

Continuous Evaluation of the Customer Journey

ThreatMark-AFS-Continuous-Evaluation-Of-User

ThreatMark AFS completely satisfies Gartner’s Continuous Adaptive Risk and Trust Assessment (CARTA) framework. Read more about that and Gartner’s recognition of ThreatMark as a Representative Vendor for Online Fraud Detection market, here.

ThreatMark AFS combines three absolutely necessary capabilities:

  • A powerful machine learning-based engine that analyzes each payment operations and active transactions in real time.
  • An evidence-based cyber threat detection mechanism that can detect zero-day malware, phishing, bots and other attacks seamlessly, without using agents and disturbing users.
  • Unique behavioral profiling techniques, including behavioral biometrics, used for risk-based strong customer authentication to verify digital identities, thus eliminating friction to legitimate users and customers.

ThreatMark AFS is also better because:

  • It works on all devices, across all channels, through one integrated analytical engine.
  • It is fully customizable to fit your business needs and policies.
  • It has a modular architecture, meaning that it can be used as a primary anti-fraud solution or as an addition to existing fraud management, effectively filling gaps in the fraud and cyber threat protection layers.

ThreatMark AFS Datasheet & Other Resources

Digest all the important details from our handy product datasheet.

Additionally, review core technological concepts behind ThreatMark and highlighted features.

In our Webinars & Presentations section you can review our interesting webinars, presentations and videos on compliance, cybersecurity challenges & how ThreatMark addresses these while bringing trust in the digital world.