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Built to disrupt the fraud infrastructure.

Fraudsters don’t stand still, so neither do we.

Home Resources The PSD3 & Fraud Prevention Playbook

The PSD3 & Fraud Prevention Playbook

PSD3 and PSR will define the EU’s payment security landscape for the next decade. Adoption is expected in the first half of 2026—giving banks an 18-month window to comply.

The era of legacy fraud mitigation tools and transaction monitoring is ending. Under the new Payment Services Regulation (PSR), fraud liability is shifting. Banks will face stricter requirements for fraud reimbursement, stronger expectations for early intervention, and new mandates for interbank intelligence sharing.

This playbook translates the complex new legal requirements into practical steps for fraud fighters. It outlines how fraud strategies need to adapt to protect customers and limit liability.

What You Will Learn:

The Liability Shift: Understand the three specific scenarios where PSPs must now reimburse fraud victims in full—and where the burden of proof now lies.
Platform Liability: How banks can hold online platforms accountable for impersonation scams (where evidence can be provided).
Inbound Payment Risks: The new expectation for receiving banks is to assess risk and freeze funds before they exit the system.
Strategic Readiness: From "Agentic" fraud analysts to privacy-preserving data sharing, discover the technologies required to meet the 2026 standards.

Download the 2026 Readiness Guide

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